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You to crucial affect banking market race are lender mergers and purchases (M&A), like the extremely important character out of authorities inside reviewing and you may approving these types of purchases. Undoubtedly, particular number of consolidation is preferable to the brand new closure out of community banks and the perpetuation from financial deserts otherwise zombie banks. A few of the lookup which can be demonstrated later today and you can the next day explores different facets out of community financial and the character people banking companies gamble in the modern financial field. I look ahead to discovering a little more about this study and just how it will serve to update most recent and you will coming lender regulating change perform.

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